I’m active in the insurance industry for 20 years of which 10 years at ANWB/Unigarant. In the past I have been working at the Ministry of Defence, Nationale Nederlanden (insurance) and Univé (insurance). My background lies in the combination of Management, IT and Business. I have always been active in the area of change and innovation. In the early days mainly focused on processes and systems within organisations, currently mainly focused on new innovative commercial products and services. I’m always looking for propositions that stand out from competition by combining products and services available into new concepts which are difficult to copy. And last but not least I strongly believe in doing instead of endless discussion and testing. It’s not about the idea, it’s about getting the idea in reality and making it happen.