Karl Gray

Global Head of Motor and Personal Lines, Zurich

Area of expertise

Karl Gray is the Global Head for Motor and Personal Lines at the Zurich Insurance Group.  He leads Zurich's Global Working Groups on Autonomous / Semi-Autonomous Driving and the Sharing Economy.  He is a member of the World Economic Forum's 'Global Future Council on Mobility'.


Professional history

Prior to his appointment, Mr Gray was the Chief Underwriting Officer for Zurich's Middle East and Africa region. Before that he held a number of leadership positions, with over a decade in emerging markets.

He started his professional career in the UK and has over 18 years experience of developing motor and personal lines businesses, leading both underwriting and non-underwriting functions.

Educational history

Mr Gray graduated from the University of Sheffield (UK) with an MA in Political Economy and holds Diplomas in Management and Insurance. Mr Gray is a Fellow of the Chartered Management Institute (UK).